Insurance Information

The type of treatment you need and receive from Dr. Dubravec is based upon the severity of your disease and his professional judgment, and not on whether you are covered by a dental benefit plan.  That being said, our insurance coordinators deal with many different insurance companies. Some companies offer many different dental and medical plans. These companies can change benefits, co-pays, and deductibles  many times throughout the year. We do our best to provide you with accurate coverage estimates based on information available to us. Dealing with these companies can be difficult and time consuming. In an effort to maximize your dental benefits, we ask that you keep us informed of any change to your insurance. It is important that all information about you and your insurance is current.

Although we will gladly file a claim on your behalf, you may wish to submit the claim yourself. In general, insurers process claims filed directly by patients faster than those filed by the service providers (dental offices).

Further, most dental insurance policies are limited and often only pay for a portion of the procedure(s) that may need to be done.

Medical Insurance Claims

Depending on your medical plan, some procedures completed in our offices are covered by medical insurance.  Our insurance coordinators will be happy to assist you in your claim, if the procedure is deemed medically necessary.

Co-Payment

The majority of dental plans reimburse approximately 30-80 percent of treatment costs. With this in mind, we ask that 20 percent of the fee be paid at the time of treatment.

Private & Group Insurance

As a courtesy to our patients with medical and/or dental benefit plans, we will submit necessary claim forms, receipts, and other information to your insurance company.

Upon receipt of an insurance payment, any balance due will be billed to you. If you have deposited an excessive co-payment, it will be refunded to you.